Attention homeowners: Real estate appraisal services for in Lafayette and Lafayette County
Here are the top seven reasons LA homeowners use Appraisals by Kana, LLC:
Own a house in or near Lafayette, LA and need help determining the value of it?
We at Appraisals by Kana, LLC understand the unique needs of a consumer in need of appraisal services. Our typical business clients get the appraisal process and the customary documents we provide. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Appraisals by Kana, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value report than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're veterans in helping clients just like you do away with unwanted and unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if your home not appreciating as much as other houses nearby. That means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Appraisals by Kana, LLC is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Appraisals by Kana, LLC can help you reinstate your home equity line of credit with efficient appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for verity, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.