Appraisal services for Lafayette and Lafayette County homeowners
The top 7 reasons why LA homeowners use Appraisals by Kana, LLC:
Need help deciding the price of your house in or near Lafayette, LA?
At Appraisals by Kana, LLC, we understand the individual needs of a customer in need of appraisal services. Our regular business clients understand the appraisal process and the standard reporting formats. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Appraisals by Kana, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Appraisals by Kana, LLC is experts in helping people just like you rid themselves of unnecessary PMI insurance.
Challenging a property tax assessment
If you live in a region that is declining or not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal from Appraisals by Kana, LLC is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be difficult and inconvenient from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Appraisals by Kana, LLC can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Appraisals by Kana, LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.