Attention homeowners in Lafayette and Lafayette County: Need an appraisal?
Here are the top seven reasons LA homeowners call on Appraisals by Kana, LLC:
Need help determining the price of your house in or near Lafayette, LA?
At Appraisals by Kana, LLC, we understand the particular needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Appraisals by Kana, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value opinion than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. Appraisals by Kana, LLC is experts in helping folks just like you rid themselves of unneeded PMI insurance.
Challenge Lafayette county's assessment of your property
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes close by. That means you're most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Appraisals by Kana, LLC is your best weapon.
Was your HELOC recently frozen?
Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. Appraisals by Kana, LLC can help you reinstate your home equity line of credit with a professional appraisal.
We Provide Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would like to have a seasoned professional double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home.