Attention homeowners in Lafayette and Lafayette County: Need an appraisal?
Here are the top seven reasons why LA homeowners call on Appraisals by Kana, LLC:
Need help determining the value of your house in or near Lafayette, LA?
We at Appraisals by Kana, LLC understand the particular needs of a customer after appraisal services. Our typical business clients are used to the appraisal process and the usual "products" we deliver to them. Being a regular consumer that ordinarily doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value opinion than yours.
Appraisals to cancel PMI
An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Appraisals by Kana, LLC, we're experts in helping customers just like you dismiss unneeded PMI insurance.
Challenging Lafayette county's assessment of your property
If you live in a local area that is declining or not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. A professional appraisal from Appraisals by Kana, LLC is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be disadvantageous from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Appraisals by Kana, LLC can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need an expert to double-check your appraisal for accuracy, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.