Real estate appraisal services for homeowners in the city of Lafayette and Lafayette County
Check out the top seven reasons why LA homeowners call on Appraisals by Kana, LLC:
Do you own a home in or near Lafayette? Do you need help determining the value of your real estate?
We at Appraisals by Kana, LLC understand the individual needs of a customer looking for appraisal services. Our usual business clients understand the appraisal process and the usual documents we provide. Being a regular homeowner that ordinarily doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Appraisals by Kana, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value judgement than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. At Appraisals by Kana, LLC, we're experts in helping folks just like you do away with unwanted and unneeded PMI insurance.
Challenge Lafayette county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a local area that's going down. That means you're most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Appraisals by Kana, LLC is your chief weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be unsuitable from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Appraisals by Kana, LLC can provide you with efficient appraisal to help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisals by Kana, LLC can help with that too. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.