Appraisals by Kana, LLC is your FHA certified appraisal company

Appraisals by Kana, LLC is LA state certified and on the FHA Roster of approved residential appraisers. We are certified and approved to do appraisals for FHA secured loans. A portion of the regular training our staff at Appraisals by Kana, LLC undergoes deals strictly with understanding the FHA's documentation and their rules and procedures.

If you're in need of an report for an FHA loan, please contact us, and we'll be able to help you right away.

If your home loan is FHA certified, that means that the loan has been guaranteed by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lending organizations with security with mortgage insurance in case the borrower defaults on his or her loan obligations. Low-income and moderate-income borrowers benefit from an FHA-insured financial transaction; the purpose of the Federal Housing Administration is to help credit-worthy consumers to meet expectations and qualifications for lending agencies that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Buyers with lower income or less starting capital to use as a down-payment on a financial transaction benefit the most from FHA loan programs.